How to Borrow Airtime from AIRTEL With Your Phone & Pay Later

Running out of airtime can be one of the most exhausting things that can happen to you, especially when you are on an important call, or want to make an urgent call. If you have been searching for the code to borrow airtime on Airtel, then you’ve come to the right article. This writeup aims at teaching you how to borrow airtime from Airtel and also how to pay back after use.

Airtel, now allows customers to borrow airtime from them, this service is called the Airtel Extra Credit, this service allows you to borrow from your network and pay back when you recharge.


It is important to note that there are certain conditions to be met so as to be eligible for this service. The conditions include;

  • You must be a prepaid customer registered on Airtel
  • You must have been actively using and recharging on the network for at least 2 months
  • You must also not be owing any previous loan and associated charge


Also, the eligible amount for borrowing depends on how much you recharge on the network, majorly, it is usually N25, N50, N100, N200, N500, N1000 and N2000.


The Code For Borrowing On Airtel


To borrow on Airtel, you must have met the requirements listed above, note that there would be a 15% service charge on any amount you borrow. That is, if you borrow 100 NGN, you would be credited with 85 NGN on your Airtel Line.


To borrow airtime on Airtel, dial *500#, then select “2” to borrow credit, and follow to prompt afterwards. You can also dial *500*AMOUNT# to borrow, for example, to borrow 200 NGN, dial *500*200#. 


To pay back your loan, you just have to recharge your line with the exact amount you borrowed, and it would be deducted by Airtel.

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